Plan your next purchase. Quickly and easily evaluate values for home financing. Select any of the various questions, complete the form and obtain the results. Try different values to see what best fits your budget. When you go to look at a new purchase, you will be in a strong buying position. Take with you these results and prequalification for a loan with your Credit Union.

These calculators may be used for approximate information and do not imply an offer to extend credit. Please contact USUCCU for exact payment and rate information. Try the Auto Financing Calculator for auto loan preparation.

By clicking on the links below you will be transferred to another company's website. USUCCU is providing these links as a service to you and is not responsible for the content or accuracy of the information provided on these sites. Please be aware that other web sites may obtain or use information about you differently than us. We recommend you read the privacy policies of any web site you visit before using their services. 

Home Finance Calculator- Select a question, fill in some numbers, and get results.


    1. How much will my mortgage payments be?

    2. How much can I borrow?  (prequalification)

    3. What house can I afford?

    4. Which is better: 15 or 30 year loan term?

    5. How much should I put down for a new home?

    6. Should I pay points to lower the rate?

    7. What will my closing costs be?

    8. How advantageous are extra payments?

    9. Am I better off renting?

    10. Am I better off refinancing?

    11. What will my refinancing costs be?

    12. How much can I save in taxes?

    13. Which loan is better?

    14. Which is better: fixed or adjustable?

    15. How much will my adjustable rate payments be?

    16. How can I reduce mortgage insurance costs?



When you are ready, go to Home Mortgage Loans for a loan application.


EHL Equal Housing lender