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We are the valley’s leading automobile lender and one of the fastest growing automobile lenders in the state. Choosing USUCCU to finance your next vehicle with a low, fixed rate will save you time, money, and hassle. Here’s how we intend to prove it. 60-Day Rate Lock: Apply online, call, or come in to get approved for our lowest rates. When you do, we will honor that rate for up to 60 days. That means you can shop for your next automobile without worrying about rates going up. No fees, no obligations, and no worries! No Hoops & No Strings: A lot of low rates advertised out there come with plenty of strings attached and hoops to jump through. Relax. We aren’t going to make you do all that here at USU Charter Credit Union. When your good credit qualifies you for our best rate, it's yours…no strings attached. No Application Fees or Closing Costs: Some places may advertise low rates only to charge you application or closing fees. Not here. You’ll get low rates without additional fees. Up To 7-Year Term: We can extend the life of your auto loan up to seven years. Choose a term that works best for you from four to seven years. If you are able to and decide to pay off your loan early, there are no early pay-off fees. No Restrictions on Late Models: Many other institutions reserve their best auto loan rates for only the most recent model years. At USU Charter Credit Union, our best rates are available to all model years. 10-Day Late Grace Period: Have you ever been one or two days late on a payment and been hit with a “late fee”? Put your mind at ease. We will give you up to ten days past the due date to make your auto loan payment without charging late fees. Web Teller & Automatic Payments: Take more hassle out of your busy life by signing up for automatic payments or by making your payment on-line using Web Teller. It’s easy and it’s free. Financing at the Dealership: We have partnered with the most reputable automotive dealerships in Utah through Credit Union Direct Lending. So, if you prefer to arrange financing while at the dealership simply specify that you’d like USU Charter Credit Union financing. You’ll get the same low, fixed rates and great terms. Visit AutoSMART online buying tools and guides to get started, or click here for additional auto buying tools. Submit your insurance information online, saving you time and making your auto loan even easier. Click here to Verify Your Insurance. To view current rates, click here. |
