Get a conventional, FHA, VA, or no money-down RHS first mortgage loan with a competitive rate and lower fees than the competition.
Conventional Loans offer our best rates and low fees. We can structure your loan with a variety of terms to meet your specific needs. We can often provide you with an approval in as little as 30 minutes and will provide you with a Good Faith Estimate of all closing costs so that there are never any surprises.
No Money-Down RHS Loans are available through the Rural Housing Service if you live in a rural community. These loans have affordable interest rates and you can finance 100% of the sales price, up to the appraised value, and the closing costs.
FHA Loans allow first time home buyers who might not otherwise qualify for a home loan to obtain one. Credit criteria for a first time borrower under an FHA loan are not as strict as those for conventional loans. So, someone who may have otherwise had a difficult time qualifying or have no traditional credit should have an easier chance of obtaining FHA financing.
VA Loans are available for veterans of the US Armed Services and may qualify for 100% financing and a competitive rate.
Download our all-in-one Home Mortgage Application Package or request the package by mail at (435) 713-1800.
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