Moolah Savings/SmartMoney/College Accounts
USU Charter Credit Union has a philosophical commitment to provide cooperative, not-for-profit financial service at the lowest possible cost. The Credit Union also strives to reward active members with even better rates and terms, so it pays to use your USU Charter Credit Union for all your financial needs.
| USUCCU Service | Moolah Savings | SmartMoney | College |
|
Telephone Teller
|
Free
|
Free
|
Free
|
|
Web Teller
|
Free
|
Free
|
Free
|
|
Notary Service
|
Free
|
Free
|
Free
|
|
Signature Guarantee
|
Free
|
Free
|
Free
|
|
USUCCU and Co-Op Owned ATMS
|
Free
|
Free
|
Free
|
|
Non Co-Op ATMs (USUCCU assessed fee)
|
$1
|
$1
|
$1
|
|
Annual Fee on VISA Credit Cards
|
$0
|
$0
|
$0
|
|
Stop Payment (Note: free to all members via Telephone Teller and Web Teller.)
|
$10
|
$10
|
$10
|
|
Cashiers Checks
|
$2
|
$2
|
$2
|
|
Statement Copy (Note: recent transaction history is free via Telephone or Web Teller.)
|
$2
|
$2
|
$2
|
|
Fax Service (per page)
|
$1
|
$1
|
$1
|
|
Check Copy (Note: free access to check copies from the previous 12 months via WebTeller)
|
$4
|
$4
|
$4
|
|
Visa Sales Draft Copy
|
$15
|
$15
|
$15
|
|
Plastic Card Replacement (Note: free to all members if card is expiring)
|
$5
|
$5
|
$5
|
|
Wire Transfer (out)
|
$15
|
$15
|
$15
|
|
Check Cashing (accounts w/ out USUCCU checking)
|
Free
|
Free
|
Free
|
|
Traveler's Cheques (% of total sale)
|
1 %
|
1 %
|
1 %
|
|
Associate Assisted Savings Transactions allowed with no fee ($2 per transaction exceeding number allowed.)
|
3
|
3
|
2
|
|
Discount on Safe Deposit Boxes (per year)
|
$0
|
$0
|
$0
|
|
Research (per hour) - 1 hr minimum
|
$15
|
$15
|
$15
|
|
Coin Wrapping (per hour)
|
$20
|
$20
|
$20
|
|
Return (Non-sufficient funds) Checks
|
$25
|
$25
|
$25
|
|
Return (Non-sufficient funds) EFT/ACH
|
$25
|
$25
|
$25
|
|
CourtesyPay-(Non-sufficient funds) Check Covered
|
N/A
|
N/A
|
$25
|
|
VISA Overlimit
|
$25
|
$25
|
$25
|
|
Chargeback
|
$25
|
$25
|
$25
|
|
Returned Mail (per month-due to incorrect address)
|
$2
|
$2
|
$2
|
|
Membership Account Closure (within the first 90 days of opening)
|
$15
|
$15
|
$15
|
|
Dormant Account (per month)
|
$5
|
$5
|
$5
|
|
Checking Negative Balance (charged each day that the checking account remains negative after a 15-day grace period.)
|
N/A
|
N/A
|
$5
|
|
