A USUCCU fixed-rate signature loan can help pay for household goods, unexpected expenses, or other personal needs. This is an unsecured loan—it allows you to borrow without collateral. Your loan amount will be based on factors such as your income, Fair Isaac credit score, and ability to repay. This loan has a maximum repayment term of 36 months.

Borrow against the money you have on deposit at the lowest rate offered by the credit union. Set it up with a fixed term and a fixed rate.  If your savings is CD secured, we may be able to offer you even longer terms.

USUCCU’s personal line of credit is a revolving account you can draw on in minutes without completing another loan application. Our personal line of credit offers interest rates well below rates offered by department stores, banks, and other credit card companies.