The Rewards VISA credit card rewards you with cash back on your purchases. Once your aggregate purchases for the calendar reach $2,500 you will receive 1% cash back on all your purchases retroactively for that year. In other words, if your purchases totaled $2,499 for the year, you would receive no cash back reward. But, if purchases on your USUCCU Rewards Visa total $2,500 you will receive $25 cash back. To figure out your cash back reward, first determine if your purchases total more than $2,500 for the year. If so, you will receive 1% of whatever that amount is. Your cash back reward is deposited into your USUCCU account each year in February. 

• No annual fee
• As low as 14.9% APR on purchases
• No-fee cash advances
• 25-day grace period on purchases
• Online account management through Web Teller
• Mobile account management through Telephone Teller
• Instant Card. Apply for your card in one of our branches, get approved, and walk out with your card in hand in as little as 15 minutes.
• Visa fraud prevention tools, including Visa’s real-time fraud monitoring
• Identity theft assistance and Zero Liability insurance by Visa

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