1st Mortgages From Your Own Not-for-Profit Financial Family

Almost every family’s biggest investment is their primary residence. Financing your new home properly is just as important as finding the home itself. That’s why you want to turn to your USU Charter Credit Union for the financing you need. At the Credit Union you’ll get the best rates, terms and service possible:

• The Credit Union’s Mortgage Loan Department can close loans in as little as 10 days after application.
• Get both your construction money and long-term financing with the same mortgage application.
• The Credit Union’s origination fees are a lot lower than most area lenders'. That makes the Credit Union’s closing costs an average of 37% less on loans over $90,000, compared to other lenders' in Cache County. Save even more on larger loans.

When you borrow from the Credit Union, you’ll also appreciate dealing with one Loan Officer through the entire application process; someone right here in Cache County to help you. At a large “mortgage mill” you might have to deal with a long series of people who are hundreds, even thousands of miles away... one for each step of the application process. And, each step is another opportunity for information or documentation to be lost or mishandled. You could find yourself supplying the same information over and over to different people who have to be brought up to speed each time because they know nothing about you or your loan. Not at USU Charter Credit Union.

• Finance Primary Homes & Condos, Multiple family Homes, Secondary Homes & Residential Investment Properties in Utah with terms to 30 Years.
• Fixed & Adjustable Rate Mortgages Available.
• Borrow to Refinance for Debt Consolidation.
• Loans for First-Time Home Buyers.
• Construction Loans.

Besides being a great deal, the Credit Union's 1st Mortgages are also more convenient. Repay, automatically, via Direct Deposit or Payroll Deduction. Your mortgage loan payments get made without you doing it manually for years and years to come. Also, the Credit Union will be happy to pre-qualify you for your mortgage with no charge or obligation. Pre-qualify before you start house hunting and spend your time looking at homes within your price range... you’ll save time and effort!

To have a Credit Union 1st Mortgage Specialist Contact You About a 1st Mortgage and/or Construction Loan, email homeloans@usuccu.org or select this option on our Contact Form.