money_manage

Tools & tips to help you manage and grow your money wisely

Money Management Tools

We offer a host of free and no-fee tools for you, the member, to manage your finances easily and effectively.

Power Pay: In partnership with Utah State University Extension, we are proud to bring our members PowerPay 5.0—a comprehensive money management center. Log in to create your own spending and savings plan and track it from month to month. Use the calculators to help meet your savings and spending goals. The Education Center has a broad range of important and timely articles on personal money and finance issues.

My Credit Score: Managing your credit history and FICO score is a huge part of your financial health. Learn more about the FICO credit score and what you can do to improve it.

Online banking with Web Teller & Bill Pay: A free online resource for monitoring accounts and making secure transactions. The Web Teller lets you pay bills, check balances, manage your money, and perform practically all of your personal financial transactions by using any PC or laptop with access to the internet.

On-the-go banking with Telephone Teller: With Telephone Teller, you can access your USUCCU accounts at your convenience from any touchtone telephone.

28,000+ Nationwide No-Fee ATMs: USU Charter Credit Union members have access to no-fee ATMs at 24 locations throughout Cache Valley and Box Elder County as well as more than 28,000 across the country.

Checking Accounts: We offer three types of checking accounts—the Elite, the Ultimate, and the higher yield Money Market—as well as special accounts for high-school and college students. Checking accounts are accessible through more than 28,000 no-fee ATMs nationwide as well as through our Web Teller and Telephone Teller.

Savings Plans: A variety of savings vehicles are available to help you save money for everything from health care costs with our health savings accounts (HSAs), to retirement with CDs and IRAs. Find a plan that works for you.

Visa: Enjoy the convenience and safety of a USUCCU Visa credit card. Accepted around the world, you’ll have peace of mind knowing that wherever you are, whatever situation you run into, you have the power and security of a Visa.

Auto Financing Calculators: Plan your next purchase. Quickly and easily evaluate values for auto loans and what fits your budget.

Home Financing Calculators: Plan your home purchase. Quickly and easily evaluate values for homes and what fits your budget.

Other Money Management Resources

SmartAboutMoney: A resource provided by The National Endowment for Financial Education® (NEFE®) is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals.

Utah Saves: A statewide coalition of nonprofit, corporate and government groups helping individuals and families save and build wealth.

Money 101 presented by CNNMoney.com: A step-by-step guide to gaining control of your financial life.