IRAs

At USU Charter Credit Union, we’re committed to helping you make the most out of your money—for many of our members, that means offering products that earn interest and offset taxes. We offer IRAs, Roth IRAs, and CESAs to achieve just that. Best of all, you’ll get higher, guaranteed rates without all the penalties and fees you might experience elsewhere.

Our IRAs are federally insured to $250,000 and offer high guaranteed yields, tax incentives, and flexible options.

View IRA rates and terms. 

Individual Retirement Accounts (IRAs):

Traditional: Need to save for retirement while lowering taxable income this year? Get a traditional IRA.

Roth: Looking for an investment that may be withdrawn tax-free before retirement? Find out if you qualify for a Roth IRA..

Flex IRA: An easy way to begin making IRA contributions.

Coverdell Education Savings Account (CESA): Putting away money for your child’s education? Consider a Coverdell Education Savings Account.